Protecting My Assets

Wealth isn’t a goal, it’s merely a means to an end — providing for and ensuring the well-being of those you love. From funding your children’s education to realizing your dream retirement and still leaving a lasting legacy, a Janney Financial Advisor can help preserve your wealth for its intended purpose.


An average 65-year-old retiring in 2024 is projected to spend a substantial amount for healthcare over the course of their remaining lifetime.*

 

 

Things to consider

As you approach retirement, it’s time to start fine-tuning your plans. What will happen to your savings if you need long-term care? Should you consider life insurance or perhaps an annuity for additional guaranteed income?

A clock and a calendar

Plan your retirement age

Deciding whether to retire early, on time, or delay a few years will make a big difference in your monthly Social Security income.

A calculator

Enact a Roth IRA Conversion

Although you’ll have to pay taxes, converting your traditional IRA to a Roth IRA now can provide tax-free retirement income.

A compass

Consider a fixed indexed annuity

Shifting some assets into one could give you 100% principal protection with some upside potential based on market performance.

A person talks to three other people

Create a business succession plan

If you own a family business, now is the time to figure out who will take the reins and how you will monetize your equity.

*2024 Milliman Retiree Health Cost Index

What to ask your Janney Financial Advisor

  • How do tax laws impact my financial plan and my investments?
  • Should I consider purchasing long-term care insurance and what type of policy is best for my needs?
  • Should I consider a fixed or variable annuity for supplemental income?
  • How do I care for an elderly parent without jeopardizing my own financial well-being?

 

 

 

 

Talk with a Janney Financial Advisor

You don’t need to go it alone. Wherever you are on your wealth journey, we can build a tailored financial plan and make recommendations that are aligned with your best interest and unique needs, goals, and preferences. Contact us today to discuss how we can put a plan in place designed to help you reach your financial goals.

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