Estate Planning

Interested in leaving a financial legacy for your loved ones, contributing to your charitable endeavors, or simply ensuring that your wishes are followed when it comes to medical care and the distribution of your assets? You’ll need a plan to make them all work together.


For 2025, the IRS estate and gift tax exemption is raised to $13.99 million per individual ($27.98 million for a married couple)*

*Wealth Management.com, January 2025

 

Things to consider

If you start estate planning early and adjust as new life events happen (births, deaths, divorces, or inheritances), it can be far less stressful and costly than having to scramble to create a plan later in life.

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Protect yourself

It’s never too early to create a will, but at minimum you should name a trusted contact, durable power of attorney, and a health care proxy.

A person holding an umbrella

Shield pre-marital assets

Establishing an asset protection trust before getting married could help you avoid the discomfort of a prenuptial agreement.

Two people stand side by side

Care for special needs

If you have a loved one with a disability, consider planning for their continued care with a Special Needs Trust.

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Ensure estate liquidity

Life insurance death benefits can offer a tax-efficient way to transfer wealth and provide needed liquidity to your estate.

What to ask your Janney Financial Advisor

  • Do I really need a will at my age? How do I get started setting one up?
  • Could a trust make transferring my wealth easier? What’s the right type for my needs?
  • How do I put money away for the care of a special needs loved one without impacting their eligibility for benefits?
  • How can I leave my wealth to my children from a previous marriage but still make sure my current spouse is cared for?

 

 

 

 

Talk with a Janney Financial Advisor

You don’t need to go it alone. Wherever you are on your wealth journey, we can build a tailored financial plan and make recommendations that are aligned with your best interest and unique needs, goals, and preferences. Contact us today to discuss how we can put a plan in place designed to help you reach your financial goals.

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